Credit card behavior as a function of impulsivity and mother’s socialization factors

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Show simple item record Henegar, Justin M. Archuleta, Kristy L. Grable, John Britt, Sonya L. Anderson, NaRita Dale, Anita 2014-04-30T16:33:06Z 2014-04-30T16:33:06Z 2014-04-30
dc.description.abstract The current paper, using data from the National Longitudinal Survey of Youth 1979 (NLSY) and the NLSY Child Survey, reports results from a test designed to determine if impulsiveness is associated with credit card behavior, and whether a mother?s time preference, socioeconomic status, and risk attitude transmit to her children in shaping credit card behavior. In addition to certain demographic factors, individuals who exhibited self-control/ low impulsivity were more likely to possess a credit card, as were those whose mothers had a high socioeconomic status. Men, those with higher income, and those who were raised by mothers with high financial impatience were more likely to hold a credit card balance. en_US
dc.language.iso en_US en_US
dc.relation.uri en_US
dc.rights Permission to archive granted by Association for Financial Counseling, Planning, Education, March 21, 2014. en_US
dc.subject Credit cards en_US
dc.subject Impulsivity en_US
dc.subject Socialization theory en_US
dc.subject Socioeconomic status en_US
dc.title Credit card behavior as a function of impulsivity and mother’s socialization factors en_US
dc.type Article (publisher version) en_US 2013 en_US
dc.citation.epage 49 en_US
dc.citation.issue 2 en_US
dc.citation.jtitle Journal of Financial Counseling and Planning en_US
dc.citation.spage 37 en_US
dc.citation.volume 24 en_US
dc.contributor.authoreid kristy en_US
dc.contributor.authoreid sbritt en_US

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